ZTBL Officer Grade III MCO Jobs 2025

Brief Overview

Zarai Taraqiati Bank Limited (ZTBL), Pakistan’s premier ‘AAA’-rated agricultural financing institution, is opening doors to dynamic banking careers with 300 Officer Grade-III/Management Cadre Officer (MCO) positions.

Spanning all provinces, Azad Jammu & Kashmir (AJK), and Gilgit-Baltistan (GB), this recruitment drive targets fresh graduates eager to drive rural economic growth.

If you’re a motivated agriculture enthusiast under 28, this is your chance to join a network of over 500 branches focused on empowering farmers and agribusiness.

Applications close on December 31, 2025—don’t miss out on competitive remuneration and equal opportunity employment.

Educational Requirements

To qualify for ZTBL’s Officer Grade-III/MCO roles, candidates must meet stringent academic standards tailored for banking excellence:

Minimum Qualification: A graduate degree (16 years of education) from a recognized university.
Preferred Fields: Degrees in Agriculture, Agribusiness, or related disciplines receive priority.
Academic Performance: A minimum CGPA of 2.5 out of 4.0, or 60% marks in the annual system, or 50% in the semester system.
These criteria ensure recruits bring analytical skills vital for agricultural credit and development banking.

Age Limit

Maximum Age: 28 years as of the closing date for applications (December 31, 2025).
Relaxations: No age relaxations mentioned; strict adherence to the limit applies to promote a youthful, energetic workforce.

Who Can Apply?

ZTBL seeks passionate individuals committed to sustainable agriculture financing. Ideal candidates include:

Fresh graduates with a strong desire to build a banking career in rural development.
Those proficient in English and Urdu, with basic computer literacy.
Pakistani nationals residing across the country, AJK, and GB.
Exclusions:
Dual nationality holders are ineligible.
Applicants with criminal records or previously terminated from any organization.
Candidates dismissed due to misconduct.

Detailed Table of Information

Category	Details
Position Title	Officer Grade-III / Management Cadre Officer (MCO)
Number of Positions	300 (Across Pakistan, AJK & GB)
Employer	Zarai Taraqiati Bank Limited (ZTBL)
Application Mode	Online via NIBAF Pakistan portal
Test Fee	Rs. 500 (Non-refundable, non-transferable)
Fee Deposit	Designated online branches (slip provided post-registration)
Documents Required	Online form, fee voucher, CNIC copy, educational certificates, photo
Selection Stages	Written test followed by panel interview
Travel Allowance	No TADA admissible
Contact for Queries	Phone: 021-111-247-247; Email: recruitment@nibaf.org.pk

Maximum Age and Residential Requirements

Age Cap: Strictly 28 years maximum on December 31, 2025—no extensions or relaxations.
Residential Eligibility: Open to residents of Pakistan, AJK, and GB. No specific domicile requirements, but applications must align with ZTBL’s nationwide branch network. Local postings may prioritize regional candidates for operational efficiency.

Important Application and Selection Procedure

Securing a role at ZTBL involves a streamlined yet rigorous process designed for fairness and merit:

Online Registration: Visit the NIBAF portal, complete the form, and receive a confirmation email with a fee voucher.
Fee Submission: Deposit Rs. 500 in specified branches (e.g., HBL, UBL—details on slip). The fee is non-refundable and non-transferable.
Document Dispatch: Mail the fee slip, printed form, and attested copies (CNIC, degrees, photo) to: Exam Paid Fee Division, National Institute of Banking & Finance (NIBAF), Moulvi Tamizuddin Khan (M.T. Khan) Road, Karachi-74000.
Admit Card: Issued via email for eligible candidates; check spam/junk folders.
Written Test: Conducted at designated centers (announced on admit card).
Panel Interview: Shortlisted candidates undergo a comprehensive interview.
Final Selection: Based on merit; successful hires receive placement confirmation.

NIBAF is not liable for late receipts via post/courier. Regularly monitor www.nibaf.org.pk for updates.

Job Details and Eligibility Criteria

These entry-level officer roles focus on credit appraisal, loan disbursement, and farmer advisory in agricultural banking. Key perks include professional growth, equal opportunity, and market-competitive salaries.

Core Eligibility:

Graduate (16 years) with CGPA ≥2.5/4.0 or equivalent marks.
Age ≤28 years.
No criminal history or prior terminations.
Full-time commitment; dual nationals barred.

Preference for agriculture graduates ensures alignment with ZTBL’s mission to boost crop financing and rural prosperity.

District-Wise Information in Table Form

While positions are distributed nationwide without district-specific quotas, here’s a regional breakdown based on ZTBL’s extensive branch coverage for targeted awareness:

Region/Province	Estimated Coverage	Key Districts/ Areas	Application Notes
Punjab	~150 positions	Lahore, Faisalabad, Multan, Rawalpindi	High demand in cotton/wheat belts
Sindh	~60 positions	Karachi, Hyderabad, Sukkur	Focus on rice and sugarcane regions
Khyber Pakhtunkhwa	~40 positions	Peshawar, Abbottabad, Swat	Emphasis on maize and fruit orchards
Balochistan	~20 positions	Quetta, Gwadar, Zhob	Prioritizing arid farming support
AJK & GB	~30 positions	Muzaffarabad, Mirpur, Gilgit	Tailored for highland agriculture

(Note: Exact allocations may vary; check official updates for postings.)

Key Points

Total Openings: 300 fresh opportunities in specialized banking.
Career Focus: Ideal for agriculture graduates passionate about financial inclusion.
Equal Opportunity: ZTBL promotes diversity and merit-based hiring.
No Fees Post-Selection: All processes post-written test are free.
Digital-First: Entire application is online for convenience.

Terms and Conditions

Applications must comply with ZTBL employee rules; violations lead to disqualification.
Fee vouchers are downloadable from NIBAF; check spam for emails.
Written tests occur at designated locations only.
ZTBL reserves the right to modify terms or cancel recruitment.
False information results in immediate rejection and potential blacklisting.
Selected candidates undergo medical fitness checks.

Last Date for Application Submission

Mark your calendars: The deadline to submit applications is December 31, 2025. Late submissions will not be entertained—start early to avoid postal delays.

Summary Information

ZTBL’s 2025 recruitment for 300 Officer Grade-III/MCO jobs offers a gateway to impactful careers in agricultural finance. With a focus on graduates under 28, the process emphasizes written tests, interviews, and a Rs. 500 fee. Nationwide reach ensures opportunities for all regions, prioritizing agriculture expertise. Apply via NIBAF for a role that combines purpose with professional growth.

Official Website Link for Applying

Head to the dedicated portal: www.nibaf.org.pk to register, download vouchers, and track announcements.

Note/Warning for Complaints and Queries

For any discrepancies, complaints, or clarifications, contact NIBAF immediately at 021-111-247-247 or recruitment@nibaf.org.pk. Beware of fraudulent agents promising shortcuts—ZTBL/NIBAF never charges beyond the official Rs. 500 fee. Report scams to authorities to safeguard your application.

FAQs

1. What is the minimum qualification for ZTBL Officer Grade-III jobs?

A 16-year graduate degree with at least 2.5 CGPA or 60% marks; agriculture fields preferred.

2. Is there any age relaxation for reserved categories?

No, the maximum age is fixed at 28 years with no relaxations.

3. How do I pay the application fee?

Deposit Rs. 500 in designated branches after online registration; non-refundable.

4. When and where is the written test held?

Dates and centers will be on your admit card, emailed post-document verification.

5. Can I apply if I hold dual nationality?

No, only single Pakistani nationals are eligible.

6. What documents to send after online submission?

Fee slip, form printout, CNIC copy, degrees, and photo—via post to NIBAF Karachi.

Conclusion

ZTBL’s Officer Grade-III/MCO vacancies represent more than jobs—they’re a call to action for building Pakistan’s agricultural future. With 300 spots up for grabs until December 31, 2025, equip yourself with the right qualifications and apply today. Join an institution that’s not just banking on growth but cultivating it. Your journey to financial empowerment starts now—act swiftly!

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