ZTBL Jobs 2025

ZTBL Jobs 2025

Overview

Zarai Taraqiati Bank Limited (ZTBL), Pakistan’s leading agricultural development bank with over 360 branches nationwide, is inviting applications for exciting opportunities in risk management and compliance.

Announced on November 23, 2025, these positions focus on operational risk, credit administration, and financial analytics, offering competitive salaries and career growth in a dynamic banking environment. Whether you’re a seasoned professional or an emerging talent, this recruitment drive provides a chance to contribute to Pakistan’s agricultural finance sector. Applications are strictly online, with a closing date of December 7, 2025.

Key Job Positions at ZTBL

ZTBL is hiring for 10 specialized roles in risk and compliance. Below is a breakdown of the positions, highlighting their focus areas:

Leadership Roles: Head Operational Risk Unit and Unit Head – Implementation CAD, ideal for strategic planners with extensive banking experience.
Managerial Positions: Manager – IFRS & Risk Analytics, suited for experts in financial reporting and data-driven risk assessment.
Officer-Level Opportunities: Multiple openings in Credit Administration, Operational Risk Analysis, Environment Risk, Credit Risk Review, Money Laundering (M&L) Risk Analysis, Penetration Testing, and Governance, Risk & Compliance (GRC).

These roles emphasize compliance, analytics, and sustainable banking practices, aligning with ZTBL’s mission to support rural economies.

Educational Requirements

To qualify for ZTBL Jobs 2025, candidates must hold relevant academic credentials from Higher Education Commission (HEC)-recognized institutions. Key requirements include:

Master’s Degree: Mandatory for most positions (e.g., Head, Manager, Officer roles) in fields like Finance, Business Administration, Risk Management, or related disciplines.
Bachelor’s Degree: Acceptable for select technical roles like Penetration Tester, provided it’s supplemented by professional certifications.
Professional Qualifications: Preferred or required for specialized roles, such as FRSc (Financial Reporting Specialist) for IFRS expertise or certifications in IT security, AML (Anti-Money Laundering), or environmental risk assessment.

HEC-recognized universities ensure credibility, with emphasis on subjects like economics, accounting, and data analytics.

Age Limit

ZTBL enforces age restrictions to balance experience and fresh perspectives:

VP/AVP Level: Maximum 35–40 years.
OG-II Level: Maximum 45 years.
OG-I Level: Maximum 50 years.

All limits are calculated as of the closing date (December 7, 2025). Relaxations may apply for reserved categories, but candidates must verify details on the official portal.

Who Can Apply?

Pakistani nationals passionate about banking and risk management are encouraged to apply. Ideal candidates include:

Professionals with 2–10+ years in banks or financial institutions.
Graduates from HEC-approved programs in finance, risk, or IT.
Individuals skilled in credit analysis, compliance, IFRS implementation, and cybersecurity.
Residents of Pakistan, with no specific district restrictions – opportunities are nationwide.

Women, minorities, and differently-abled persons are urged to apply, as ZTBL promotes inclusive hiring.

Detailed Table of Job Information

Here’s a comprehensive table summarizing all positions, including vacancies, experience, qualifications, and core responsibilities:

Position	No. of Posts	Experience Required	Educational Qualifications	Key Responsibilities
Head Operational Risk Unit (VP)	1	Minimum 10 years in operational risk management in banks/FIs	Master’s from HEC-recognized institution	Lead risk unit; implement frameworks; oversee reporting and mitigation strategies.
Unit Head – Implementation CAD (AVP)	1	Minimum 7 years in credit administration and risk	Master’s from HEC-recognized institution	Drive CAD implementation; monitor compliance; handle portfolio reviews.
Manager – IFRS & Risk Analytics (AVP)	1	Minimum 7 years in financial institutions	FRSc or equivalent from HEC; professional IFRS qualification	Implement IFRS 9; develop analytics models; manage data for risk products.
Officer – Credit Administration (OG-I)	6	Minimum 2 years in credit admin and risk	Master’s from HEC-recognized institution	Ensure policy compliance; manage disbursements; prepare audit reports.
Operational Risk Analyst (OG-I)	1	Minimum 2 years in banks/FIs	Master’s from HEC-recognized institution	Assess operational risks; analyze data; support committee reporting.
Environment Risk Officer (OG-I)	1	Minimum 2 years in E&S risk management	Master’s from HEC-recognized institution	Identify environmental/social risks; conduct due diligence; report on sustainability.
Officer – Credit Risk Review (OG-I)	1	Minimum 2 years in credit risk	Master’s from HEC-recognized institution	Review loan portfolios; perform stress tests; recommend improvements.
M&L Risk Analyst (OG-II)	1	Minimum 3 years in AML/risk	Master’s from HEC-recognized institution	Monitor transactions; ensure regulatory compliance; analyze suspicious activities.
Penetration Tester (OG-II)	1	Minimum 3 years in IT security	Bachelor’s/Master’s from HEC-recognized institution	Conduct penetration tests; identify vulnerabilities; report on cybersecurity threats.
GRC Officer (OG-I)	1	Minimum 2 years in governance/compliance	Master’s from HEC-recognized institution	Manage GRC frameworks; conduct audits; ensure regulatory adherence.

Maximum Age and Residential Requirements

Maximum Age: As detailed above (35–50 years based on grade). No extensions beyond closing date.
Residential Requirements: Open to all Pakistani residents. No domicile restrictions, but preference for candidates familiar with rural/agricultural finance. Positions are primarily based in Islamabad, with potential postings across ZTBL’s national network.

Important Application and Selection Procedure

Follow these steps for a seamless application:

Online Registration: Visit the official portal and create an account.
Form Submission: Upload CV, educational certificates, experience letters, and CNIC. Ensure all documents are scanned clearly.
Fee Payment: No application fee mentioned; verify on site.
Shortlisting: Based on eligibility; only shortlisted candidates proceed.
Tests/Interviews: Written tests, skill assessments, and panel interviews in Islamabad.
Final Selection: Merit-based, with medical fitness check.

Applications after December 7, 2025, will not be entertained.

Job Details and Eligibility Criteria

Salary & Benefits: Market-competitive packages, including health insurance, provident fund, and professional development opportunities.
Eligibility Criteria:
Relevant experience in banking/finance (verified via references).
Strong analytical and communication skills.
Proficiency in MS Office and risk software (e.g., for analytics roles).
No criminal record; background checks mandatory.
Location: Head Office, Islamabad; travel may be required.

District-Wise Information in Table Form

ZTBL vacancies are centralized but support nationwide operations. No district-specific quotas are outlined; all positions are open to applicants from any district. For reference:

District/Region	Applicability	Notes
Islamabad (HQ)	All positions	Primary posting location; interviews held here.
Punjab (Major Branches)	Nationwide eligibility	High demand for rural credit roles.
Sindh/KPK/Balochistan	Nationwide eligibility	Opportunities for branch transfers post-hiring.
AJK/Gilgit-Baltistan	Nationwide eligibility	Focus on agricultural outreach.

Candidates from underserved districts are encouraged to apply for equitable representation.

Key Points

Total Vacancies: 14 (across all roles).
Focus Areas: Risk mitigation, compliance, and sustainable finance.
No TA/DA for tests/interviews.
ZTBL reserves the right to increase/decrease posts or cancel applications.
Stay updated via official channels to avoid scams.

Terms and Conditions

Applications must be submitted online only via www.ztbl.com.pk/jobs.
Incomplete or late submissions are rejected.
Information provided must be accurate; falsification leads to disqualification.
Selected candidates serve a probation period.
ZTBL promotes equal opportunity and diversity.

Last Date for Application Submission

Mark your calendars: The deadline is December 7, 2025. Apply early to avoid last-minute glitches.

Summary Information

ZTBL’s 2025 recruitment targets skilled professionals to strengthen its risk framework, supporting Pakistan’s agricultural growth. With roles spanning leadership to operational levels, this is a prime opportunity for banking careers. Expect a rigorous yet fair selection process emphasizing merit.

Official Website Link for Applying

Apply directly at www.ztbl.com.pk/jobs. Create a profile, fill the form, and submit before the deadline.

Note/Warning for Complaints and Queries

For any application issues or queries, contact Head Recruitment at ZTBL Head Office, Islamabad (Phone: 051-227242). Beware of fraudulent job offers – ZTBL never charges fees or requests payments. Report complaints to the official email or helpline.

FAQs

Q: What is the minimum qualification for Officer roles?
A: A Master’s degree from an HEC-recognized university.

Q: Are there relaxations in age limits?
A: Possible for reserved categories; check the application portal.

Q: Can I apply for multiple positions?
A: Yes, submit separate applications for each.

Q: Is prior banking experience mandatory?
A: Yes, ranging from 2–10 years depending on the role.

Q: What happens after shortlisting?
A: Written tests followed by interviews in Islamabad.

Conclusion

ZTBL Jobs 2025 offer a gateway to impactful roles in Pakistan’s premier agricultural bank. With strong emphasis on risk expertise and compliance, these vacancies align with global banking standards while fostering national development. Don’t miss out – apply today and elevate your career. For more updates, follow ZTBL’s official channels.

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